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The break small businesses deserve

Obtaining finance can be challenging for any business but it is an acute difficulty for micro and small businesses in their start-up phase. Having the...

Non-bank business lenders growing in popularity amongst SMEs

There is no doubt the big banks remain major players in the SME lending market however, there has been a steady rise in the...

Small business loans in Australia: should you seek finance from a bank or an online lender?  

Considering the small business sector employs nearly half the national workforce and contributes around $380 billion to Australia’s GDP , it’s easy to see...

Wolf amongst the sheep: does your business have any bad debtors hiding in its flock?

With companies increasingly defaulting on payments, going into administration and getting wound up by the ATO, small to medium businesses are more vulnerable than ever to bad...

A tale of two SMEs: what distinguishes a growing business from a declining one?

What are the attributes of an SME that is growing, and how do they differ from a business with static or declining revenue? Twice a...

Career breaks fuelling gender superannuation gap; super an ‘afterthought’ for SMEs owners

By the age of retirement, the average working woman will have lost $160,000 in superannuation due to career breaks, according to REST Industry Super....

Proposed tax debt disclosure laws ‘unlikely to help SMEs’, says debt collection agency’s CEO

Much has been said about the benefits SMEs will see from new draft legislation recently proposed by the Federal Minister for Revenue and Financial...

Accountants urge government to legislate against the late payment of small businesses

The Institute of Public Accountants (IPA) has called for the Federal Government to improve the financial outlook of SMEs by introducing a loan guarantee...

Aussie businesses welcome easier access to money

The current interest rate in Australia is 1.5%. It has been that way for 16 months +, as the Australian central bank pursues an...

“We’re helping SMEs navigate the lending market for the best loan outcome,” says ebroker CEO

Due to the ‘gigantic profits’ banks derive from processing the ‘lion’s share’ of home loans in Australia, traditional lenders haven’t had a compelling case...

Turnbull Government paying 60% of its small business invoices within 20 days, report shows

Federal Government agencies are paying 96% of their small business contractors within thirty days of receiving an invoice, according to a new report. Minister for...

How to survive the Christmas blackout period

The Christmas Blackout period can bring Australian small businesses to a halt as wage bills take priority and payments begin to dry up. With...

The Federal Government commits to paying small businesses ten days sooner by July 2019

The Federal Government will begin paying small business suppliers ten calendar days sooner to improve their cashflow, it has been announced. Under the Government’s...

How to master risk management in an SME

Every business owner understands that the rewards of running their own company are immeasurable, but the tradeoff is that you also bear the brunt...

Partnerships to support Australian SME growth

For small and medium businesses (SMEs) that want to take on new export opportunities, understanding your business’ working capital position is critical. Working with...

Small business ombudsman Kate Carnell calls for prompt payment of government subbies

Stating that small business subcontractors are vulnerable to delayed payments, the Australian Small Business and Family Enterprise Ombudsman, Kate Carnell has announced she is...

Rising energy costs curtailing SME growth; Ombudsman blames price gouging, politics

Research showing that SMEs are reducing capital expenditure due to rising energy prices has prompted criticism of the state governments by the Australian Small...

NAB “first off the mark” with shorter, plain English loan contracts for small businesses

National Australia Bank’s decision to introduce shorter, plain English loan contracts for small business borrowers has been welcomed by the Australian Small Business and...

7 tips to improve your cash flow

Running a business of any kind — whether it's a large or small, retail or service — follows the same steps to success. One of...

Toys “R” Us bankruptcy: lessons for retailers

Hard to believe but Toys "R" Us has sought bankruptcy protection. It’s interesting to hear the Australian operations remain unaffected, it’s hard to believe...